All Wealth Creation News

  • One simple way HDB could stop your flat being a money trap (but won’t)
    by Ryan ONG on November 20, 2017 at 12:00 am

    Have you ever heard of cash-out refinancing (aka a reverse mortgage)? No? Then chances are you live in an HDB flat, where “cash-out refinance” is an impossibility; you can only do it with private property. The problem is, for a certain segment of Singaporeans, that just turns their entire HDB flat into a gigantic money [&hellip The post One simple way HDB could stop your flat being a money trap (but won’t) appeared first on iCompareLoan Resources. […]

  • [Case Study] Nobody Liked This Boring Stock, So We Bought & Profited 56% In 6 Months
    by Alvin Chow on November 15, 2017 at 12:35 am

    Do you wish they can tell the future of a company? Many investors do. Driven by that desire, they seek out the best ways to forecast future performance, and make investments based on their ‘calculations’. But the only certainty that any investor will ever have is that the future is definitely uncertain. Today’s dividend stock reminds us […]

  • WHAT IS IT LIKE TO BE A BILLIONAIRE AND MILLIONAIRE
    by Gabriel Yap on November 15, 2017 at 12:00 am

    In my 19 years in investment banking and stockbroking before I retired in 2009 in my early-40s, I have met many seriously rich Asian billionaires and millionaires. It would come as a big surprise to many that the consumption pattern and the wealth philosophy of many of these billionaires and millionaires do not differ much [&hellip The post WHAT IS IT LIKE TO BE A BILLIONAIRE AND MILLIONAIRE appeared first on iCompareLoan Resources. […]

  • Special Situations Outside The U.S. Dollar
    by Mark Shawzin on November 14, 2017 at 9:00 am

    Last week we had a spate of economic reports and events, so let’s examine what was released and our expectations going forward for the major currencies. Earlier last week we had an interest rate announcement from the Bank of England. They announced they were going to raise rates but it was a dovish statement in […]

  • Cluny Park Residences: A Gem of a Condominium In a Neighborhood of Bungalows
    by iCompareLoan Editorial Team on November 14, 2017 at 8:27 am

    Singapore’s District 10 is known to be its prime real estate. All around are swanky dining places and other establishments favored by the classy and the glamorous – you may even spot a few celebrities enjoying their down-time. The upscale residential areas in it are characterized by posh bungalows and green-fringed streets; it’s definitely a [&hellip The post Cluny Park Residences: A Gem of a Condominium In a Neighborhood of Bungalows appeared first on iCompareLoan […]

  • Problems solved by FinTech
    by Paul Ho on November 9, 2017 at 9:36 am

    Fintech that can change the Property and Finance Segment FinTech is loosely defined as the technology that can solve Financial industry’s problems. PropTech is loosely defined as the technology that can solve Property Industry’s problems. Each industry has its own inefficiencies and pain points and is defined by the “Problem statements”. For example, MAS has [&hellip The post Problems solved by FinTech appeared first on iCompareLoan Resources. […]

  • Big Volatility This Week? Here’s Which Pairs Are Best
    by Mark Shawzin on November 8, 2017 at 10:00 am

    Let’s start off with a look at the US Dollar Index as we usually do here at the Pattern Trader. A couple of weeks ago the Index had a key reversal at the support level I’ve shown you here. At the time, I anticipated this would prompt an uptrend in the U.S. dollar and that’s […]

  • Compound Interest : An Investor’s Guide
    by Editorial Team on November 8, 2017 at 1:20 am

    “Time is money!” You’ve probably heard this saying before. But before you brush it aside again, did you know that you can really turn time into money? “Compound interest” is your answer.And you’ll learn everything about it here, now: Contents What is Compound Interest?What Compound Interest Does To Your Investing Capital3 ways to get Compound […]

  • 6 renovation mistakes that you are going to regret
    by Ryan ONG on November 7, 2017 at 11:59 pm

    For most Singaporeans, the first thing they do after buying a house is to splurge on renovations. And if it’s their first property, they’re probably going to overboard. Landlords may be inclined to count dollars and cents (they’re not going to live in the house), but a home owner is easily suckered into buying a [&hellip The post 6 renovation mistakes that you are going to regret appeared first on iCompareLoan Resources. […]

  • Can my country Club go enbloc?
    by Paul Ho on November 6, 2017 at 12:00 am

    Any value in holding club membership?   For some of us, it is only when we go through tough times that we take time to look at our personal finances rigorously and cut off unnecessary spending.   When you have enough money to let cash accumulate in your bank at near zero interest, you don’t [&hellip The post Can my country Club go enbloc? appeared first on iCompareLoan Resources. […]

  • Refinance commercial property – 8 things to consider
    by Paul Ho on November 5, 2017 at 9:02 am

    8 things to consider before you refinance commercial property loan Servicing your loan every month and seeing your bank balance taking a dip can be quite depressing. What if you had a chance to lower your mortgage payment or even raise more funds on your property?   When the window opens for an option to [&hellip The post Refinance commercial property – 8 things to consider appeared first on iCompareLoan Resources. […]

  • OCBC OHR Mortgage Rates – What is OHR?
    by Paul Ho on November 2, 2017 at 3:31 am

    OCBC Launched OHR Home Loan in Early October 2017. OHR stands for OCBC Home Rate. OHR home loan rates are based on OHR + spread while OHR is based on the long term average, 12-year moving average of the 1-month Sibor and 3-month Sibor as a reference.   How does OCBC OHR Home Loan Package [&hellip The post OCBC OHR Mortgage Rates – What is OHR? appeared first on iCompareLoan Resources. […]

  • Why I Invested My Son’s Ang Pao Money In Stocks Instead Of Endowment Plans & ETFs
    by Alvin Chow on October 31, 2017 at 11:24 pm

    All parents want the best for their children. So do I. My son was lucky to receive $2,500 worth of Ang Pao money from friends and relatives. As someone who teaches investing, I knew that putting the money in fixed deposits wasn’t the best option. Most of them barely beat the inflation rate over the […]

  • Exotics Pairs Will Rule During the Dollar Doldrums
    by Mark Shawzin on October 31, 2017 at 4:00 pm

    Let’s start by looking at the U.S. Dollar Index to get a decent overview of what’s happening there. However, I think the main action is in other pairs and that’s where I’m going to concentrate most of my remarks today. Here’s why: the U.S. dollar index looks like it’s in a downward trend for the […]

  • 10 THINGS PROPERTY BUYERS NEED TO KNOW WHEN BUYING OR RENTING COMMERCIAL PROPERTY
    by Paul Ho on October 30, 2017 at 12:00 am

    The decision to buy or to rent a commercial or industrial property depends on many factors. If you are a business owner it is mostly about the economics of ownership versus that of renting. Here are some of the things that will affect the decision on whether to rent or to buy a property. By [&hellip The post 10 THINGS PROPERTY BUYERS NEED TO KNOW WHEN BUYING OR RENTING COMMERCIAL PROPERTY appeared first on iCompareLoan Resources. […]

  • The Risk of Paying Only Your Monthly Minimum Credit Card Statement
    by Credit Bureau Singapore on October 29, 2017 at 7:42 am

    Almost everyone above the age of 25 own at least one credit card in Singapore. Credit cards have become an essential in our modern day consumer life and also a major revenue generator for financial institutions. Given the minimum eligibility requirements to open an account, it is smart to handle your money prudently before even [&hellip The post The Risk of Paying Only Your Monthly Minimum Credit Card Statement appeared first on iCompareLoan Resources. […]

  • How To Generate Stock Ideas With SGX Stockfacts Screener
    by Editorial Team on October 29, 2017 at 12:39 am

    As a new investor, part of what you should be doing is leveraging on tools to improve your decision-making, save time and effort. One important tool that can help you achieve that is a stock screener.Today, you will learn about what a stock screener is, and how you can use SGX Stockfacts to discover investment […]

  • Singapore Corporate & Retail Bonds: A Simple Guide (2017)
    by Editorial Team on October 24, 2017 at 11:27 pm

    Today we are going to cover an asset class that not many Singaporean knows about.They are not stocks, not REITs, and definitely not your typical savings accounts that pay 0.5% interest rate.They are bonds.Before this guide we have already covered Singapore Government Securities and Singapore Savings Bonds. Today you will learn what retail bonds are […]

  • The Convincing Bear Case for Gold
    by Mark Shawzin on October 23, 2017 at 11:13 pm

    We just closed the month with some very ominous price action in the spot gold market (XAUUSD). In fact, the market looks so interesting that I’ve written this special article specifically focused on gold. Let’s start with a look at the monthly chart for XAUUSD. As you can see, we closed last month with a […]

  • Ambiguity Strikes… Except for NZD Pairs
    by Mark Shawzin on October 16, 2017 at 11:12 pm

    Last Friday we had the Non-Farm Payrolls release which was anticipated to see 80,000 net jobs added. Instead we saw a loss of 33,000. However, I don’t think we can read too much into that data because it was clearly thrown off by a hurricane Irma and Hurricane Harvey in Texas. That’s why I think […]

  • Hold Tight In GBP, JPY and XAU: More Gains On The Way (But Not Yet)
    by Mark Shawzin on September 29, 2017 at 5:20 pm

    Let’s start this week’s analysis with the usual: the U.S. Dollar Index, which is a useful proxy for the U.S. dollar against most major currencies. As I’ve been discussing for the last several months, the reverse triangle (also known as a megaphone top) is the defining pattern here. Due to the bearish nature of this […]

  • 1,000 GBP Pips in Less Than 2 Weeks: Is There More To Come?
    by Mark Shawzin on September 24, 2017 at 6:01 pm

    Let’s start by looking at the U.S. Dollar Index because the U.S. dollar is starting to pick up some steam on the downside. Especially against the British pound, which I’ll talk about in a moment. As you guys know for the last several months I’ve been tracking the potential of the megaphone top, including the […]

  • Is Irma The Catalyst For Some Huge FX Moves?
    by Mark Shawzin on September 15, 2017 at 12:00 pm

    Before I get into this week’s analysis, I thought you might like to know that I’m currently residing in southeast Florida. As you probably know, Florida was in the path of what was projected to be the worst storm in U.S. history: Hurricane Irma. For personal reasons I wasn’t able to get out in time […]

  • The USD Turns Around: What It Means For Everything Else
    by Mark Shawzin on September 8, 2017 at 10:41 am

    Last Friday we had the final jobs report for the month of August. Despite disappointing data, the US dollar index ended on a firm note for the week after bouncing at a key support area. Last week, I predicted this turn of events as the dollar index was already at an area bounded by some […]

  • On Knife Edges: Which Inflection Points I’m Watching Now
    by Mark Shawzin on August 31, 2017 at 2:30 pm

    Last Friday’s remarks by Federal Reserve Chair Janet Yellen, at the annual Jackson Hole Economic Symposium, offered little guidance on the future of monetary policy. The result saw the dollar come under pressure with gold getting a boost as well as certain currencies. Then ECB President  Mario Draghi followed Yellen with a speech that specifically […]

  • Older Leasehold But Cheaper – You Might Want To Avoid Such Property
    by admin on July 13, 2017 at 2:28 pm

    When buying cheaper old leasehold, you should expect to incur more expenses in the long-term. Anyone who holds a property on leasehold, they have to protect it or otherwise it reverts to the property owner, freeholder, leaving him/her empty. People who have lived on a property for many years have an option to renew the ... […]

  • 2017 Theme – Storytelling
    by Aloysius Lee on February 3, 2017 at 5:51 pm

    A month has already gone by in 2017. We are left with 11 months to achieve what we have set out to achieve for the year. How many of us are still keeping to our new year’s resolutions?  What’s your theme for the year? Mine isn’t about losing weight or having a 5.0 GPA in … More 2017 Theme – Storytelling […]

  • How Resolute Are You On Your Resolutions?
    by Aloysius Lee on December 19, 2016 at 7:30 am

    The date was 1 January 2016. Never had I known that the decision I made that night would make such a big difference to my whole year! I recall it was an absolutely random decision on that day to go countdown at Clarke Quay with my friend. Not knowing exactly what we were going to … More How Resolute Are You On Your Resolutions? […]

  • Putting Ourselves Out There
    by Aloysius Lee on September 26, 2016 at 3:18 pm

    I’ve never really fully comprehended about the importance of putting ourselves out there until a myriad of opportunities actually happened to me. I hope this writing serves as a message to youths to put themselves out there and reap the benefits of standing up for something and to be passionate about something at least once … More Putting Ourselves Out Ther […]

  • Singapore InvestFair 2016 (picture & video)
    by GiraffeValue on July 31, 2016 at 5:23 am

    I attended InvestFair yesterday at Suntec. The last I went was 2 years ago and opened a number of brokerage account to get their freebies.This time just went to there and see what has changed.The crowd was quite normal but definitely not as huge as IT Show.The highlight of the event would be popular speakers […] The post Singapore InvestFair 2016 (picture & video) appeared first on Singapore Investment (Investing) | Value Investing. […]

  • Top 4 Singapore Share Investing Forums (+1 FB group) For Stock Discussion
    by GiraffeValue on July 29, 2016 at 10:25 am

    ​Friday, 29 July 2016​Maybe you just started your investing journey.​You'd like to find someone to discuss about investing but no one in your family and friends share the same interest as you.It can be hard to walk this journey alone. Below are the popular stock investing sites you can visit .(The below is based on […] The post Top 4 Singapore Share Investing Forums (+1 FB group) For Stock Discussion appeared first on Singapore Investment […]

  • 5 SGX Pre-screened Fundamental Data set for You!~
    by GiraffeValue on July 17, 2016 at 3:28 am

    ​Sun, 17 July 2016​This is insane.It will save you TON of hours and effort, you probably have a time where​ you wonder what are highest dividend yield stocks or cheapest valuation stocks in SGX.Or if you are a big blue chips or REITs' lover then you probably want to have a snapshot of each of their fundamental data […] The post 5 SGX Pre-screened Fundamental Data set for You!~ appeared first on Singapore […]

  • How To Survive A Market Meltdown With Dividend Paying Net Net Stocks
    by GiraffeValue on July 12, 2016 at 12:45 am

    ​Tuesday, 12 July 2016Do you know what Net Net is?*Hint*: A stock valuation technique created by the father of Value Investing, Benjamin Graham. Famously known as the teacher of Warren Buffett.​And you might wonder:How much returns can I make on this stock-picking strategy?How did it perform throughout the decade?How did it fare during previous market crash?Is it […] The post How To Survive A Market Meltdown With Dividend Paying Net Net Stocks appeared first on […]

  • How To: Buy & Invest Shares In Singapore Market For Beginner
    by GiraffeValue on July 10, 2016 at 12:28 am

    Beginner's Series For Stock Investing 1. How To: Buy & Invest Shares In Singapore Market For Beginner (This post)2. ​Guide & How-to: SGX Central Depository (CDP) Account In Singapore3. ​How To: Open A Stock Trading A/C (With 4 Brokerage Firms)4. ​Top 4 Singapore Share Investing Forums (+1 FB group) For Stock Discussion5. ​5 SGX Pre-screened Fundamental […] The post How To: Buy & Invest Shares In Singapore Market For Beginner appeared first on […]

  • How To: Open A Stock Trading A/C (With 4 Brokerage Firms)
    by GiraffeValue on June 28, 2016 at 2:08 pm

    Tue, 28 June 2016​If you are not going to open a brokerage account, skip this article because I don't want it to bore you to death.If you are thinking of opening one then you might probably have thought of:"What are the requirements to open a stock trading account?""I'm going down to their office and what should […] The post How To: Open A Stock Trading A/C (With 4 Brokerage Firms) appeared first on Singapore Investment (Investing) | Value Investing. […]

  • Guide & How-to: SGX Central Depository (CDP) Account In Singapore
    by GiraffeValue on June 25, 2016 at 12:19 am

    Sat, 25 June 2016 You heard you need a SGX CDP account before you can start buying stocks or selling in Singapore stock exchange.If you are wondering:"What is a CDP securities account?""How do I open one and apply for online CDP?""What is the cost and fees for stocks transaction and shares transfer?""I have forgotten my CDP account […] The post Guide & How-to: SGX Central Depository (CDP) Account In Singapore appeared first on Singapore Investment (Investing) | Value […]

  • Standard Chartered Online Trading 2016: ‘No $200K, Pay $10/Trade’
    by GiraffeValue on June 16, 2016 at 1:25 am

    Thursday, 15 June 2016IYou probably have heard it.SCB announced their upcoming $10 minimum commission starting from 1st August 2016 onward. There are no changes to its brokerage rate and custody fee. Standard Chartered Online Trading 1 Aug 2016: Brokerage Fee 0.20% remains the same but now with $10 Min. Com. unless you are a Priority Banking […] The post Standard Chartered Online Trading 2016: ‘No $200K, Pay $10/Trade’ appeared first on Singapore Investment (Investing) | […]

  • My Rant on Credit Cards
    by Aloysius Lee on May 12, 2016 at 1:15 pm

    A couple of days back, I received a phone call from an old lady who introduced herself as representing HSBC bank, trying to convince me to sign up for a credit card. It’s just normal everyday marketing, but for some reason, I decided not to hang up immediately and say that I wasn’t interested. Instead, … More My Rant on Credit Cards […]

  • 7 Tips to a Wonderful Home Buying Experience  
    by admin on April 19, 2016 at 1:38 pm

    So you’re finally ready to move out and buy your own home. It can be a mite intimidating to go into this, especially if you don’t know much about the process. Here are a few handy pointers to make your home buying experience the best one ever. Steps for Simplifying the Process Use a property portal. ... […]

  • A Letter To Youths: The Price Of Failure
    by Aloysius Lee on April 4, 2016 at 12:55 pm

    It’s always good to talk about dreams and goals with someone who shares the same passion as you do. Recently this thought struck me while I was having a discussion with my friend. “Why are people so afraid to fail?” What is the price of failure? I feel that too many of us do not … More A Letter To Youths: The Price Of Failur […]

  • The Investing Sin Of Omission
    by Aloysius Lee on February 23, 2016 at 12:56 pm

    While it’s true that opportunities lie everywhere, especially in the stock market, I write this to remind myself to stop passing up opportunities when I see a good deal come by. Today marks the day I broke the momentum of watching the ships sail by! Awhile back I actually did extensive research on companies, seeking … More The Investing Sin Of Omission […]

  • How I Got My M.BA For Free
    by Aloysius Lee on February 10, 2016 at 6:19 am

    Yup, I did. Technically. I got my M.BA for free. I thought it would make for an interesting post, so I’ll share how it all came about! Someone reading this might just benefit from this post as well! (I’m hoping it’s you!) Instead of visiting relatives on this festive season, here I am, scrolling through … More How I Got My M.BA For Fr […]

  • If You Were A Stock, Would You Invest?
    by Aloysius Lee on February 4, 2016 at 4:20 pm

    Since I last wrote What’s Your Valuation? I begun thinking deeper and started getting more inspirations to continue to write on the idea that we should view ourselves as assets as well, and not just stocks. This led me to think about how to better improve myself. Previously I wrote about how must focus on our … More If You Were A Stock, Would You Invest? […]

  • What’s Your Valuation?
    by Aloysius Lee on January 29, 2016 at 3:16 pm

    With the recent beating of the markets, I’m sure your portfolio isn’t the only thing that’s getting affected. Your self-image is as well. We subscribe to the idea that “Price is what you pay, value is what you get.” but have we failed to apply that in ourselves? Are we allowing our networth to determine what our … More What’s Your Valuation? […]

  • Learning Point: It Pays To Read The Fine Prints
    by Aloysius Lee on January 16, 2016 at 5:51 am

    One of the greatest lessons I’ve personally learnt was from Rickmers Maritime. I wrote about it back in 23 November 2014 here, back when Rickmers was trading at around $0.30. Took a detailed look especially into the distribution policy, and found that dividend policy mandates that it can only distribute to the maximum of USD$0.006. … More Learning Point: It Pays To Read The Fine Prints […]

  • GE 2015 Results |Singapore General Election
    by admin on September 12, 2015 at 4:59 pm

    GE 2015 Results – Singapore General Election     GRC / SMC in Singapore GE 2015 Results – 11 Sep 2015 Aljunied GRC WP PAP 69,929 50.95% 67,317 49.05% Ang Mo Kio GRC PAP RP 135,115 78.63% 36,711 21.37% Bukit Batok SMC PAP SDP IND 18,204 72.99% 6,585 26.40% 150 0.60% Bukit Panjang SMC PAP ... […]

  • Property Stocks Singapore List
    by admin on August 27, 2015 at 2:24 pm

    Property Stocks Singapore List – 27 Aug 2015 Property Stocks Singapore List Based on Dividend Yield Rate In Descending Order. Company Name Code Industry Mkt. Cap.in S$ mm Tot. Rev.in S$ mm P/E Div. Yld.in % LHN Limited 41O Real Estate Management and Development 47 94.3 4.615 769.23 Croesus Retail Trust S6NU Real Estate Management ... […]

  • GE 2015 Singapore on 11 Sept 2015
    by admin on August 25, 2015 at 4:34 pm

    GE 2015 Singapore on 11 Sept 2015 With GE 2015 Singapore been announced today, all eligible Singaporeans will have to vote for our next Singapore Government on 11 September 2015. At the same time, we can also enjoy another long weekend as this important poll day will be our public holiday. Yes! Which constituency do you belong? ... […]

  • Executive Condo Singapore, A Better Investment?
    by admin on August 23, 2015 at 7:37 am

    Executive Condo Singapore, A Better Investment For Singaporeans? Executive Condo Singapore‘s income ceiling requirement may be likely to be announced to be lifted up during 23 Aug 2015 or tonight SG50 National Day Rally Speech by PM Lee. The possible rise in such EC’s income ceiling cap may be ranged from $2000-3000 to reach up to ... […]

  • AUD SGD | Weakest Aussie Dollar Opportunity-2016-2017
    by admin on August 23, 2015 at 2:32 am

    AUD SGD | Weakest Aussie Dollar Opportunity In 2016-2017 AUD SGD Opportunity is getting near to us in 2016-2017. There are a few happy things for me to look forward to when AUD vs SGD is estimated to be the weakest in this decade. Not only local commenters from Australia mentioned that Australia currency will slide further ... […]

  • Masters of Wealth By Robert Kiyosaki
    by admin on August 14, 2015 at 5:45 pm

    Masters of Wealth By Robert Kiyosaki Masters of Wealth Singapore by Robert Kiyosaki will be presented live in Singapore and Malaysia. Robert Kiyosaki has quoted that “I predict the BIG BUST will come by 2016. For those who are PREPARED, theFUTURE is VERY BRIGHT!“. This is enlightening to us as property investors. Why i said his ... […]

  • Sentosa Merlion Roared In Colours During SG50 NDP
    by admin on August 11, 2015 at 6:30 am

    Sentosa Merlion Roared In Colours During SG50 NDP […]

  • Lizzie Velasquez’s Quote
    by admin on July 20, 2015 at 6:48 am

    Lizzie Velásquez  (born on March 13, 1989) who is tagged as the world’s most ulgiest woman is an American motivational speaker and author. She suffers from a rare congenital disease which, among other symptoms, impedes her from accumulating body fat. This condition resulted in bullying during her childhood and early youth and ultimately inspired her to take ... […]