Did high income make people unhappy?

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On July 18, there was a Sunday Times Invest article titled “Fewer high income earners feel very happy: IPS study”. A survey of 2,000 respondents by the Institute of Policy Studies (IPS) showed that higher incomes is not a guarantee of more happiness. In fact, the higher income groups have the lowest proportion who said… [read more]

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The truths behind our higher incomes in census 2020

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The Department of Statistics (DOS) released the latest Singapore Census of Population 2020 last month. Census 2020 surveyed 150,000 resident households last year. The results show that Singapore residents are earning higher incomes. Also, those households in the highest income bracket of $20,000 and over make up the biggest group of 13.9 percent. Did census… [read more]

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Are retail and office properties still safe bets?

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It has been five weeks since the country was under Phase 2 Heightened Alert. Drawing from the experience of last year’s circuit breaker, we have established a routine at home. The kids are thrilled to be on home-based learning. Growing children are always hungry. With no dining out, every day I will prepare home-cooked meals… [read more]

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Do you expect a new home to solve an old problem?

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The pandemic is hurting us in different ways. Stress can come in different forms. Financially, it may be loss of business, work or income. Routinely, it can be inconveniences in daily activities and conflicts with family members. For some people, they believe that moving away or moving to a new home is the solution to… [read more]

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Who’s fueling the housing bubble?

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Covid-19 is a man-made catastrophe spread by our ignorance, recklessness and stubbornness. The pandemic unveiled the weaknesses in our social norms and cultural practices. It also exposed the problems in government systems all over the world, particularly in healthcare, housing, finance and infrastructure. Times are tough. An unknown future is frightening. But no matter how… [read more]

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Is property the reason why Singaporeans are not among the smartest in the world?

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I had an old blog post titled “Is property the reason why Singapore is not among the happiest countries in the world?”. I thought the topic was a bit dry. Unexpectedly, it turned out to be one of the most read posts in my blog. That is not a good sign. It shows that many… [read more]

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Behind the “sins” of the property market

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The title of this post is inspired by one of the readers who ordered my new book Behind The Scenes of The Property Market online. He asked in his e-mail when he would have “The Sins of the Property Market” delivered to him. I immediately sent him the book because any delay would be a… [read more]

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Impacts of Singapore’s low birth rate on our future housing demand

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Singapore’s total fertility rate in 2020 fell to a historic low of 1.1. It drops further below the country’s replacement rate of 2.1. Since babies are conceived nine months earlier, low birth rate is the result of fewer conceptions in 2019. Under the financial stress of Covid-19 and family conflict from WFH, we might see… [read more]

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4 lessons we learned from buying homes in Johor

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On the first day of 2021, our Prime Minister broke the bad news that the Kuala Lumpur-Singapore High Speed Rail (HSR) project had been terminated. Several Malaysian news reports quoted unnamed sources that the Malaysian Cabinet would go ahead with the project without Singapore and end the railway in Johor. Early this week (Mar 29),… [read more]

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Ep#51 An Interview To Answer Your Property Questions

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In this interview by Josh Tan of TheAstuteParent, I will answer your property questions pertaining to the topics below: – Pandemic property craze – Property market data – Why homebuyers make mistakes – Market opportunities – Proximity to MRT – Commercial properties – Shoebox units – The rental market – About tenants You can now… [read more]

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